Jeff Derryberry at Republic Mortgage Home Loans wants to help you in your journey to attain the American Dream of owning your own home. If any of these 5 reasons apply to you, then it is time to see Jeff, move out and buy a home.

1)      Houses have more turnover value than renting an apartment.


While this one is fairly obvious for some people, others do not realize the value a home has in the long run. When one owns a house, he or she can always sell that house if that individual feels like upgrading or downgrading from the home that he or she currently resides. In an apartment an individual is renting from a landlord and the most that individual will be able to gain from moving is the original deposit put down when the lease was signed… and receiving the full deposit is only a possibility.

2)      You don’t have to deal with those noisy neighbors above you.


You know the kind of neighbors that sound like they are playing Dance Dance Revolution at odd hours in the night. You’re always thinking to yourself, “What in the world are they doing up there?” Well, in a house owned by you, this will no longer be an tormenting question that is digging at you.

3)      You can finally do things on your own time instead of having mom or dad harp at you every ten minutes.


This one goes out to all the people still living with their parents. As much as we love our parents, sometimes they can be a little too much to handle. Fortunately, when one acquires their own house, this is no longer a problem. And to those of you with extremely annoying parents, I suggest moving a good distance from your parents in case they feel the need to constantly drop in.

4)      Tax rates favor homeowners.


There are numerous examples of how tax rates favor homeowners. One example of how tax rates favor homeowners is when an individual has a lower mortgage balance than the price of the home he or she is dwelling. In this instance the mortgage interest is deductible on his or her tax return.

5)      The pride you can put into your home.


Think of all the things you can include in a house owned by you. You can paint your walls radical colors, you can put a swimming pool in your backyard, maybe a build a playground for the children, or even a basketball court. The possibilities are truly endless.

If any of these apply to you then it is definitely time to buy a house. Don’t worry about gathering paperwork beforehand. Go meet with Jeff Derryberry at Republic Mortgage Home Loans and his staff will help plan for your future home today. Don’t worry about what you need to get started, they will help with the first steps. Once you are ready, Republic Mortgage Home Loans can offer you products such as:

  • Conventional Loans
  • FHA Loans
  • VA Loans
  • Jumbo Loans
  • State Housing Program Loans
  • Home Equity Loans
  • USDA/Rural Housing Loans


Branch Manager/ Loan Officer
Tri-Cities Branch | NMLS# 858247
360.281.7894   cell
509.735.9191   office
866.648.9002   fax
2011 Top 50 Mortgage Companies in America
Apply Online
8904 W. Tucannon Ave. Suite A
Kennewick, WA 99336
All loans subject to credit and property approval.